Rates are based on: Deposit $250,000, Property value $750,000, Monthly Principal & Interest Repayments, 30-year loan term, Purchase in NSW, Owner Occupied. 1. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years.